Let's book an appointment
Leave us your details: a broker will call you back at a time that suits you. Free and without commitment.
Your details are only used to contact you about your request. Privacy policy
The Hypoprime mortgage simulator takes about two minutes. You describe your project in five short steps, then a broker checks your data before getting back to you.
Home purchase, rental investment, refinancing or business loan, and how far along your search is.
Region, estimated price, any renovation work and guarantee. For a refinancing: your current loan.
Family situation, employment status and number of borrowers.
Net income, current loans and own funds.
To receive your personalised analysis within 48 h.
A broker analyses your simulation and sends you an answer adapted to your real situation, not to a theoretical grid. It includes in particular:
Then, if you wish, we build your file and defend it with these banks. The study remains free and without commitment.
Belgian banks take into account the expectations of the National Bank of Belgium on the share of the price they finance, called the loan-to-value ratio. Loans above 90 % of the property value, or 80 % for a rental investment, remain possible but limited. First-time buyers, however, benefit from a wider margin. The details are in the FAQ of the National Bank of Belgium.
Each bank then applies its own policy. That is why the same file can be refused by one bank and accepted by another. A 100 % loan covers at most the purchase price: the notary fees remain at your expense.
Yes. The simulation and the analysis that follows are free and without commitment. Hypoprime is paid by the bank that grants the loan, only if your file goes through.
About two minutes. You answer five short steps, then you receive your personalised analysis within 48 h.
No. The simulation gives an estimate. Only the bank decides to grant the loan, after the full analysis of your file. Our role is to present it where it has the best chances of approval.
Yes. Choose “Refinancing” in the first step: the simulator then asks you for information about your current loan.
Yes. Your information is only used to study your project and remains confidential, in accordance with the GDPR.
Leave us your details: a broker will call you back at a time that suits you. Free and without commitment.
Your details are only used to contact you about your request. Privacy policy