About us: Hypoprime, mortgage broker

Your mortgage broker in Brussels

Our story

Hypoprime, a broker for simple and complex files alike

Hypoprime is a mortgage brokerage office based in Ganshoren, in the Brussels Region. We compare 7 banks and prepare each file to present it to the bank that suits it best, everywhere in Belgium.

Our conviction is simple: a file is never “good” or “bad” in itself. It is well or badly presented, to the right or the wrong bank. A first purchase therefore deserves the same rigour as a file already refused elsewhere: this care is what gives each application its best chances of approval.

7 bankscompared and put in competition for each file
5/5the rating of our verified Google reviews
0 €in fees: the study of your project is free
24 à 48 hfor a first answer on your file
A couple presents their purchase project to a mortgage broker
Our organisation

A human-sized office, two levels of experience

Hypoprime was created to give profiles that banks label too quickly the same care as the best files. Every request is therefore followed closely, day to day as well as on the most delicate files.

Day to day

A dedicated, available broker

You have a single point of contact: he analyses your situation, builds your file, defends it with the banks and keeps you informed of each new answer. First answer within 24 to 48 h, office open on Saturdays.

On complex files

Thirty years of experience as back-up

Hypoprime works exclusively with ACTHYP, a brokerage firm run by Romuald Rivelli, with thirty years of experience. The most delicate files are reviewed by two experts, with the detailed knowledge of the banks that only three decades of practice can give.

Our specialities

Why our clients choose Hypoprime

Where a bank blocks, we look for a concrete solution and the bank most open to your profile.

Buying without own funds

Financing up to 100 % of the purchase price depending on your profile; the notary fees remain at your expense.

Borrowing as a self-employed person

Tax assessments, director's pay, dividends: each bank reads your income differently. We present it to the bank that values it best.

Investing in rental property

Studio, house or investment building: financing structured around the expected rents and the real yield of the property.

Starting again after a refusal

A bank said no, or a credit registration has been settled? We find out why, then present the file where it has its best chances of approval.

First-time buyers and atypical profiles

First purchase, recent contract, mixed income: we adapt the presentation of the file to your situation, never the other way round.

Specific arrangements

Buy-out of shares, bridging loan, additional guarantee, purchase through a company: we structure what standard grids do not cover.

Our loan solutions
How we work

The Hypoprime method

1

A costed analysis before any commitment

You know your real borrowing capacity and your overall budget, notary fees included, before signing a purchase offer.

2

7 banks put in competition

Not a single grid: we identify the bank that matches your profile and the best conditions it can grant your file.

3

A file that is defended, not simply submitted

Each sensitive point is argued with the credit analyst; the rate, the term and the insurance are negotiated.

What you can expect from us

Our commitments

Transparency

The total cost of each offer, insurance included, is presented to you before any choice. Our fee is paid by the bank, and we explain it to you from the first appointment.

Availability

A single point of contact, reachable Monday to Saturday from 9 am to 7 pm, at the Ganshoren office or remotely.

Frankness

If your project cannot be financed as it stands, we tell you clearly and explain what can improve it: own funds, term, guarantee or timing.

Confidentiality

Your documents are only used to study and follow up your loan application, in accordance with the GDPR.

Close to you

Based in Ganshoren, active throughout Belgium

Our office is at avenue Vital Riethuisen 21, in Ganshoren, in the north-west of Brussels. We see clients there by appointment and also support borrowers from all over Belgium remotely, including for a purchase abroad financed from Belgium.

Your broker close to you, in the 19 Brussels municipalities:

The Hypoprime office

Get directions

Hypoprime at a glance

Activitymortgage broker (intermediary: Hypoprime does not lend money itself)
RegistrationFSMA register of mortgage credit intermediaries · CBE 1019.541.561
NameHYPOPRIME FINANCE (brand: Hypoprime)
Officeavenue Vital Riethuisen 21, 1083 Ganshoren, by appointment
Areathe 19 municipalities of Brussels and all of Belgium
Banks7 banks compared for each file
PartnerACTHYP SRL, mortgage broker registered with the FSMA
For youfree study without commitment; Hypoprime is paid by the bank that grants the loan
Opening hoursMonday to Saturday, 9 am to 7 pm

Frequently asked questions about Hypoprime

Who is Hypoprime?

Hypoprime is a mortgage brokerage office based in Ganshoren, in the Brussels Region. Its official trade name is HYPOPRIME FINANCE (company number 1019.541.561), registered with the FSMA as a mortgage credit intermediary. Each file is followed by a dedicated broker, with the support of our partner ACTHYP on complex files.

Is Hypoprime a bank?

No. Hypoprime is a broker: it does not lend money. It compares the offers of 7 banks, prepares your file and presents it to the bank that best matches your profile. The bank decides whether to grant the loan.

How much do Hypoprime's services cost?

The study of your project is free and without commitment. Hypoprime is paid by the bank that grants the loan, only if your file goes through. You pay no fees and no file costs to the broker.

Who does Hypoprime work with?

Hypoprime works exclusively with ACTHYP SRL, a mortgage broker, for submitting and following up files with the partner banks. The most delicate files thus benefit from a second review.

Where is Hypoprime located and which areas do you cover?

The office is at avenue Vital Riethuisen 21, 1083 Ganshoren, by appointment Monday to Saturday, from 9 am to 7 pm. We support borrowers in the 19 municipalities of Brussels and everywhere in Belgium, remotely as well.

Hypoprime, HYPOPRIME and HYPOPRIME FINANCE: is it the same company?

Yes. Hypoprime is the brand, written HYPOPRIME in the logo, and HYPOPRIME FINANCE is the official trade name. It is the same mortgage broker, unrelated to other businesses with a similar name.

Let's talk about your project

A first analysis of your situation, free and without commitment. At the Ganshoren office, Monday to Saturday, or remotely anywhere in Belgium.

Or call directly on 0472 75 10 91.